Private Lending at the
Speed of Intelligence

Lend Engine is an AI-powered loan origination platform built exclusively for private lenders — including hard money lenders, bridge lenders, DSCR lenders, and construction lenders. Unlike legacy LOS platforms that bolt AI onto an existing system, Lend Engine was architected from the ground up with AI at the core of every workflow: underwriting, document analysis, collateral valuation, compliance, and portfolio monitoring. This results in dramatically faster loan decisions, greater consistency, and lower operational cost per loan.

When a loan application is submitted, Lend Engine's AI engine simultaneously pulls data from public records, property databases, entity registries, and the borrower's submitted documents. It runs automated valuation models (AVM) on the collateral, evaluates borrower history, analyzes deal structure, and scores the application against your custom lending criteria — all within minutes. The output is a transparent, explainable underwriting report with a confidence score (0–100), risk flags, and a recommended decision. Your team reviews the AI output and makes the final call, with all reasoning documented.

Lend Engine supports all major private lending programs out of the box: Fix & Flip loans ($75K–$5M), Bridge Loans ($250K–$25M), Ground-Up Construction ($500K–$20M), DSCR Rental loans ($100K–$10M), Commercial Bridge ($1M–$50M), Land & Lot loans ($250K–$15M), Portfolio Loans ($500K–$100M), and custom lending programs. Each program has pre-configured underwriting logic that can be customized to match your specific criteria, LTV limits, and geographic focus areas.

Lend Engine dramatically reduces time-to-decision and time-to-term-sheet by automating the most time-consuming steps: due diligence, underwriting analysis, and document generation. Full cycle closing timelines depend on title, legal, and funding logistics outside the platform — but the platform is designed to compress weeks of manual work into hours.

Lend Engine offers three pricing tiers. The Starter plan is $799/month (billed annually) and supports up to 25 loans per month — ideal for independent lenders and small shops. The Growth plan is $2,199/month (billed annually) and supports up to 100 loans per month with advanced features including custom criteria engine, draw management, and white-labeled broker portal. Enterprise plans are custom-priced for high-volume lenders, family offices, and funds. All plans include a free 14-day trial with no credit card required.

Yes. Lend Engine includes built-in compliance automation covering state licensing verification, HMDA reporting, and TRID compliance monitoring. The platform maintains an active SOC 2 Type II compliance program with bank-grade data security standards. All AI underwriting decisions are explainable and auditable — a critical requirement for fair lending compliance. For Enterprise clients, we offer dedicated compliance tooling and audit trail exports to support regulatory examinations.

Lend Engine is designed to get you up and running quickly. The platform is pre-configured with standard private lending underwriting logic — you customize your specific LTV limits, geographic criteria, and loan programs during a guided setup flow. For Growth and Enterprise plans, a dedicated onboarding specialist will work with you to migrate existing pipeline data, configure your broker portal, and connect your third-party integrations.

Yes. Lend Engine provides a full REST API and a growing library of pre-built integrations with leading loan servicing platforms, CRMs, title and escrow software, accounting tools, and data providers. Growth and Enterprise plans include full API access. Custom integrations can be built using our webhook system and developer documentation. Our team can assist with integration scoping and implementation for Enterprise clients.